How Can We Help?


Car Buying


Richie Axelsen/ President Owner, Auto Buying Assistant (ABA)
Mobile: (207) 838-6082
Office: (207) 447-9961
Richie is very experienced, user friendly, and has great contacts with dealers and bank loan agents.

Lou Couture/ Sales & Leasing Consultant, Rowe Ford
Office: (866) 753-7011
We found him to be transparent, ethical and fair. 

cPort Credit Union
cPort CU has lowered restrictions on Auto loans. New borrowers are no longer asked to provide 20% down payment as it was the default for people with no credit history or less than 2 years of credit history. We can now lend up to 100% Loan-To-Value (barring any major red flags, no credit is still better than bad credit).

ProsperityME has a series of great workshops for mentees (& anyone else) about how to budget, establish credit & make contractual decisions. Strongly encourage the mentee to take advantage of these workshops.

Key Points

  • The mentor should never co-sign a loan for a mentee.
  • The mentor and mentee should discuss the following issues with the assumption that, in most circumstances, the goal is reliable transportation, not owning a car.
  • Determine how many times a week the mentee needs the speed, convenience and flexibility that private transportation (i.e., car, taxi, Uber) provides vs. regular bus service.
  • Estimate how much it would cost per week/month to liberally use a combination of public and third-party private transportation.
    Confirm the mentee has a valid drivers license.

Financial Questions

  • How solid are the mentee’s work hours? Do they fluctuate?
  • What are the mentee’s regular expenditures:
    • Take-home pay
    • Rent
    • Food
    • Child care
    • Phone/internet/cable
    • Utilities
    • Miscellaneous
  • Has money been put aside for:
    • Emergencies
    • Immigration lawyer
    • Asylum legal fees

Car Expenses

  • Driving lessons (if necessary)
  • Purchase price/monthly payment
  • Yearly excise tax/car registration
  • Insurance
  • Fuel and maintenance costs